Rideshare Accident Lawyer in Florida
Consultations are free, and you pay nothing unless we win your case.
How Uber and Lyft Insurance Coverage Works
App Off
If the driver’s app was off, they were operating as a private individual. Only their personal auto insurance applies. Uber and Lyft provide no coverage in this scenario.
App On, No Ride Accepted
The driver is logged in and waiting for a request. Both Uber and Lyft provide limited liability coverage in this phase, typically $50,000 per person and $100,000 per accident, but only if the driver’s personal insurance does not apply first.
En Route to Pickup or Passenger on Board
This is when the highest coverage kicks in. Both Uber and Lyft maintain up to $1 million in liability coverage while the driver is en route to a rider or has a passenger in the vehicle. This is also when most serious accidents occur.
Rideshare Accident Cases We Represent
- Passengers injured in rideshare vehicles
- Rideshare vehicle hit a pedestrian or cyclist
- Another driver causes the crash
- Rideshare driver hits another vehicle
- Driver negligence outside the crash
- Assault or harm by a rideshare driver
- Accident involving rideshare delivery drivers
Injuries We Commonly Handle
Rideshare accidents cause the same range of injuries as any serious vehicle crash.
Not sure if your injuries are serious enough to pursue a claim? Contact us today. We’ll evaluate your situation at no cost.
Cases we handle involve:
- Head and traumatic brain injuries
- Neck and spinal cord injuries
- Broken and fractured bones
- Soft tissue injuries and whiplash
- Internal injuries and organ damage
- Lacerations and scarring
- Psychological trauma
- Wrongful death
What Happens After You Call Us
Immediate Triage
We address the practical needs first: transportation, property damage, and access to medical care.
Coverage Investigation
We determine which insurance policies apply based on the driver’s trip phase at the time of the crash and identify every available source of recovery.
Evidence Gathering
We preserve the ride receipt, GPS data, driver history, police reports, witness accounts, and any available camera footage.
Medical Documentation
We work with your providers to fully document your injuries and their long-term impact.
Negotiation and Resolution
We deal directly with Uber, Lyft, and their insurers on your behalf. We give honest assessments of offers and pursue the best possible outcome.
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Frequently Asked Questions
Can I sue Uber or Lyft directly?
Uber and Lyft classify their drivers as independent contractors, which generally shields the platforms from direct liability for driver negligence.
However, their commercial insurance policies still apply when a driver is active on the app. In certain cases involving negligent hiring or supervision, direct claims against the platform may be possible. We evaluate this on a case-by-case basis.
What if the Uber or Lyft driver was not at fault?
If another driver caused the crash, you can pursue a claim against that driver. If they’re uninsured or underinsured, Uber and Lyft’s uninsured motorist coverage may also apply. We identify every available source of compensation.
What if the driver’s app was off when the crash happened?
If the app was off at the time of the accident, the rideshare platform’s insurance does not apply. The driver’s personal auto insurance is the relevant policy. We investigate the trip status thoroughly and pursue appropriate claims.
How long do I have to file a rideshare accident claim?
Florida’s personal injury statute of limitations is generally two years, Georgia allows two years, and Maryland allows three years for most personal injury claims. Do not wait. Evidence and witness recollections fade quickly and are important to gather early.
Your Fight Is Our Fight
